10806 South Gessner Dr. Houston,TX 77071
1-800-246-6830

ABOUT US

CreditAidUsa Offers Multiple Payment Options That Fit Your Financial Needs, No Upfront Fees, And Our 100% Money Back Guarantee, Our Clients rest easy with the peace of mind in knowing that they are paying for results and not broken promises. We are much more than a one-time credit repair company; we are dedicated to helping our clients develop a relationship with their credit. Our focus is expediting your determination to make a change. We want to empower you to make a significant, long-lasting lifestyle change that can give you access to your financial dreams & restore all A plus credit options.

Our Services

CREDIT REPAIR

Remove inaccurate and unverifiable items from your credit report and only pay for results.

CREDIT AUDIT

Get a professional analysis of your credit report to identify opportunities for improvement.

Credit Education

Get the tools and tips you need to maintain a lifetime of great credit with video and email training.

Credit Restoration

Remove inaccurate and unverifiable items from your credit report and only pay for results.

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Included in Your Service

We make it easy to stay connected to your progress as you reach your goals with helpful tools, including:

Personal Dashbord with credit report

A PERSONAL ONLINE DASHBOARD

Credit Score Tracker and Analysis

SCORE TRACKER AND ANALYSIS

Mobile apps for real time tracking

MOBILE APPS

Text and email alerts

TEXT AND EMAIL ALERTS

THE TRUTH IS

We focus on the credit laws in place to ensure that your creditors are adhering to the FCRA (Fair Credit Reporting Act) & the FDCPA (Fair Debt Collection Practices Act)

100% Money Back Guarantee
Veteran Owned Company with Integrity
Experienced Tools for Consumer Credit, Business Funding, and Mortgage Approvals
Intimately Involved in Your Credit Repair Experience
Active Support Throughout the Entire Process
Affordable Prices and No Long Term Contracts
Personalized Credit Repair Options to Fit Your Situation
Personalized Credit Repair Options to Fit Your Situation
Experienced Cast Analyst and Case Adviser Who Personally Work With You Through the Entire Process
Custom Credit Challenges Created For Your Case
24/7 Access to Your Case States and Progress

Credit Tools and Educations

Personal & Business Tax Preparation

Professional TAX PREPARATION from a lisc. professional.

Pricing



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ONLY PAY FOR RESULTS 

$0 / month

  • $249 Audit/Enrollment Fee
  • Inquiries – FREE
  • Personal Information – FREE
  • Charge-Offs – $50
  • Collections – $50
  • Civil Judgments – $75
  • Repossessions – $75
  • Bankruptcies – $100
  • Child Support – $100
  • Foreclosures – $100



Accounts

Free Trial

Projects

SSL

Storage

Domains

Sub-domains

Sub-domains

Sub-domains

Sub-domains

MONTHLY CREDIT SUPPORT

$99 / month

  • $249 Audit/Enrollment Fee
  • 3 Credit Bureau Disputes
  • Creditor Direct Disputes
  • Customer Support
  • No long-term contracts
  • Unlimited Disputes
  • Monthly Rate of $99 Includes:
  • Unlimited Phone/Email Customer Support
  • Superior and Advanced credit education
  • Cease and Desist Letters

Frequently Asked Questions

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients can remove up to 80% of the negative items from a credit report.

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 102.7 points. See full statistical breakdown.

We have different packages that are tailored to the needs of all clients. For a breakdown of costs, please see our pricing section.

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

ou are entitled to a 100% refund on all monthly payments if: – You do not remove more than 25% of all the negatives worked on. – You have had no new collections or missed payments in the time frame we are assisting you – You maintain a Credit Monitoring service throughout the Credit Repair service. – You have had six months from the time you retain our services. – You have at least four negatives on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).

Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Our Happy Clients

Clanay Wheeler
I love CREDIT AID USA, they have literally taken care of all my credit needs for several years! Very professional and a great turn around. My score literally increases in 2 whole months!!!! Thank you CREDIT AID. I’ve referred several clients . Best in Houston in my opinion.

Clanay Wheeler

Collins Crosby
So far they have removed over 15 negative items on my credit reports they also have helped me get my finances in order as well after 2 months i cant wait to complete the program. Friendly helpful staff and easy to talk to!

Collins Crosby

Creditaidusa has been a blessing to me and my wife our scores went up 100 points in a short period.

Kurt Hopson

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